Choose how you pay at your own pace
When inspiration strikes, Affirm helps you say yes without giving up financial control.
Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
See it in action below
Choose payment plans from 6 months to 24 months
No Payments, no interest for 6 months
Spread payments out over 12 months
Spread payments out over 18 months
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.
Flexible
Affirm won’t charge you late fees or penalties of any kind, ever.
Disclosure
Your rate will be 0% APR or 10–30% APR. For example, an $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options
through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending
partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by
Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
FAQs
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with Rebuilders.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
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